Journey of Me research unveils the behaviors and preferences of millennial travelers across 14 markets in Asia Pacific
A mom's lifestyle blog about food, products, and travel adventures with the family around the Metro and beyond!
A Visit in Mr. Park's Bread & Cake
It was my birthday and we were looking for a bakery that offers unconventional cakes aside from the usual local bakeries. Inside BF Homes village, we went to Mr. Parks' Bread & Cake and checked out their cakes. I've also been hearing some good things about this place so we decided to check it out.
Lazada's All Things Hair All Out Summer Sale 2018
Hey, guys! Before summer ends, Lazada is having an All Things Hair All Out Summer Sale just for you! From May 24 to 31, 2018, get up to 50% from participating brands such as Tresemme, Dove, Cream Silk, and more! You may check this page to review the products included in the sale: http://bit.do/All-Things-Hair
Dinner At Olivia & Co. in S Maison
As we were strolling inside the S Maison mall (inside Conrad Hotel), we saw the Olivia and Co., a casual restaurant located in between the walkway at the 2nd floor near the movie houses. We had no plans dining there, but the food smelled really good as we passed by so we decided to stay and dine.
Early Dinner At Brooklyn Pizza BF Homes
Last night, we ate at Brooklyn Pizza BF Homes branch, just walking distance from our home. I saw a Metrodeal promo weeks before and I purchased it in advance (P350 for P500 worth of food) so we could dine there at a cheaper price. It was going to be our first time to dine in at Brooklyn so I was quite excited.
Some Most Important Parts of a Jeep That You Must Consider
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These days, a large number of people are opting for jeeps as it looks classy and also enhances your status. Most of the jeeps are quite expensive that’s why it becomes necessary to keep it maintained and upgrade some of its important parts. One of them is engine; if you love riding jeep a lot then there is always a possibility that you will experience broken or failing engine at some or other point in your way. The engine works as a lifeline for a jeep and helps in enhancing its performance as well as provide many other benefits.
Mom Comes First at Festival Mall
Celebrate family milestones and moments together!
It's Mother's Day again! Expressing our utmost love and appreciation for our mothers requires more than just one day to celebrate. That’s why at Festival Mall in Alabang, Muntinlupa City, there’s a month’s worth of celebrations made especially for the strongest, most hardworking and caring women in our lives!
Third Party Liability Versus Comprehensive Car Insurance
A few years ago, my husband and I decided to buy a second hand 1997 Mazda car from a random seller. It was cheap and it was the car that my husband really wanted so without a doubt, we bought it. I remember asking my hubby if we needed to buy a car insurance for it. He said there’s no need because there’s already a car insurance included when he registered the car in the Land Transportation Office (LTO). Clueless me did not think about it more thoroughly because I don’t drive the car and when he says there’s an insurance, I just left it at that.
We were on the road one time, just me and him, simply driving on South Superhighway going to Makati. There was a truck in front of us just running a little faster than the average speed. Everything was okay until suddenly a metal shrapnel just came off from the back of the truck. I don’t even know how or why it happened, but it just did and that metal shrapnel hit our windshield leaving a visible light scratch.
We were fazed by what happened, but we didn’t stop because we were indeed in the middle of a highway and technically there was no harm done. But that incident opened up a discussion between us about our current car insurance. I asked my husband, “Okay, if something like that happens next time resulting in a greater damage, would our car insurance help us with that?” He simply said no. I shockingly asked, “What? Why not?” “Because it’s TPL.”, he said bluntly.
I was even more confused. When we got home, I did a research about what TPL means. TPL stands for Third-Party Liability. It is a car insurance required by our government for vehicle owners to have even if one already has a comprehensive car insurance.
That simple incident that happened to us is just proof that accidents happen regardless of how skilled nor how protective a driver is, and having a car insurance is a sure-fire way to manage risk. If you insure your car, you are getting protection from unexpected expenses such as your car getting damaged, stolen, or when a rider and driver gets injured. Bottom line is that your car insurance is meant to spare you from spending thousands of pesos on hospital bills or repairs.
How Does Car Insurance in the Philippines Work
Car Insurance according to an insuring company is a contracted policy purchased by a vehicle owner where the insured pays a certain amount in exchange for coverage given by the insurance company. The scope of coverage depends on the policy purchased. It can be as simple as coverage for bodily injury and death of a third party, to more complex protection against loss of property, personal injury, theft, and more.
Philippine law requires all vehicle owners to purchase a compulsory Third Party Liability (TPL) insurance policy before they register or renew their vehicles at the LTO. TPL provides compensation to the third party in case of an accident. Comprehensive car insurance can also be purchased for extra protection but isn’t required by law.
So in our case, TPL is what we had and we didn’t get a comprehensive car insurance. TPL only covers third-party liability. I also discovered that third-party liability only covers injuries or death of a third party. It does not cover personal injury or death of the insured, or any injuries or death of family and employees. It also does not cover damages to the insured vehicle or property damage to a third party, which explains why my husband said no when I asked him if our insurance would cover the damage that would incur to our own vehicle.
After educating myself with all this car insurance policy in the Philippines, I convinced my husband that we should get a comprehensive car insurance from a reputable company just for our own peace of mind. We would want a policy that would cover vehicle damage and/or injuries to both parties. He concurred that we do need it, but he said to give him a few months until he could afford it. Getting a comprehensive car insurance will indeed cost us more money and so we have to prepare financially. It will cost us, but if it’s for our peace of mind, we were willing to do it.
Eyeglasses That Suits Your Style
Browline glasses has been a timeless trendy glasses. It has been worn by celebrities and models for a long time and until now, I still find them quite stylish.
According to Wikipedia, Browline glasses are a style of eyeglass frames which were very popular during the 1950s and 1960s, especially in the United States of America. The name originated from the fact that the bold upper part of the glass' frames frame the lenses in the same way that eyebrows frame the eyes. In 1947, the glasses were first manufactured by Shuron Ltd. under the "Ronsir" brand and quickly copied by various other manufacturers. The design became the most common style of eyeglasses throughout the 1950s and the early 1960s before it was surpassed in popularity by solid plastic frames. Browlines enjoyed a renaissance as sunglasses in the 1980s before returning to popularity in the 2010s, with the rise of retro style and the hipster subculture.
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| Brownline Glasses |
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Here's an example of a cute eyeglass frame. I think people can also use this for cosplays, don't you think?
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Cute Cat Eye Glasses Only From Zeelool
Are you still looking for those hip eyeglasses that suit your style? Fret not! Zeelool store is here to give you all the stylish and affordable glasses you need. They have a variety of designs from cat eye glasses to half frame glasses that will surely give you a cool look.
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